Monday, August 30, 2010

You will find a lot of pay day loans debt collection scams

Scams are all over Illinois for pay day loans debt collection. Current and previous payday loans borrowers have had their personal information stolen by con artist debt collectors. The phone is what the false payday loans no faxing collectors use to call and bully these people by threatening jail time and lawsuits. Lisa Madigan, Illinois Attorney General, issued a consumer alert because of how bad the pay day debt collection scam has become.

Debt collection scammers go by way of intimidation and threats

Most recently, there has been a lot more complaints about bogus pay day debt collectors. These came to the Illinois attorney general’s office. As outlined by Consumer Affairs, most individuals who have received fraudulent pay day loan calls have previously used an online loan lenders and had already paid their debt. The info known by the caller consists of social security numbers, employer, account with your bank numbers and names. Victims think that the scammers are real because of all the information the caller has. To get money out of the victims’ bank accounts, the scammers just have to use threats and intimidation, such as lawsuits or jail. Lawsuits or jail are just two of the threats and intimidation, that are used by the scamm! ers. They use this to get withdrawals made from victims’ bank accounts. The bogus collectors often like to get promissory notes signed by these consumers.

This stops loan company from getting business

Scammers hurt more than just Illinois payday loans no faxing customers. Wallet Pop reports the payday loan scam calls have surfaced in Ohio, Colorado, Florida, Indiana and other states around the nation. Madigan said the scammers say they’re from a variety of bogus companies, such as Morgan and Associates, Federal Bureau of Investigators, DNR Recovery, DNI Recovery, Legal Accounts Association, Department of Law and Enforcement, CashNet USA, America Legal Services, Quick cash loans and ACS. The names are all fake, well, for probably the most part. CashNet USA is one of the only real ones. Scam warnings are on the site for CashNet USA right now.

Debt collection harassment is illegal

The Fair Debt Collection Practices Act protects consumers. Debt collectors can’t even call between 8 am and 9 pm. Threats such as lawsuits or arrest aren’t things they can do. Also, they can’t ask for more money than owed or tell a 3rd party about a consumer’s debt. Madigan’s office has reports of numerous victims of the payday loan scam payday hundreds of dollars because of it. WIFR, which is an Illinois TV station, showed advice for if consumers are contacted by scammers that come from Madigan.

People don’t go to jail for failing to pay a debt in this country.

Never give out any personal information over the telephone, especially bank account numbers or credit card numbers.

When in doubt, ask the debt collector to produce documentation that qualifies the debt they seek to collect.

Contact the original creditor to confirm if the debt has been paid. If not, confirm that the debt was sold to a third party collector before making a payment.

Additional reading

Consumer Affairs

consumeraffairs.com/news04/2010/08/il_payday_lending.html

Wallet Pop

walletpop.com/blog/2010/08/26/warning-issued-over-bogus-payday-loan-debt-collector-calls/

WIFR

wifr.com/news/headlines/101497999.html?ref=999



Video gaming content debated, Medal of Honor

The popular video game series “Medal of Honor” has become a target of derision because of the latest installment. All titles in the series were set in World War II until now. The war in Afghanistan is the setting for the new one. What’s different about this one? Players also get to be the Taliban in multiplayer mode in “Medal of Honor 2010.” The British Secretary of Defense thinks the game should be banned.

Video game selling opposed to by Liam Fox

The Defense Secretary for Good Britain (British English spells “defense” with a “c”), Liam Fox, has needed a bar of the video game. According to The Guardian, he believes retailers should refuse to carry the game, and people should refuse to purchase it. The opposition to the game is because of the multiplayer mode. Players can choose to be either US or UK characters, or the Taliban. You will find others who oppose the game. It would seem sacrilegious to shoot at American or British troops, even in an online gaming pretend reality. Other games, such as those within the “Call of Duty” series took place in Iraq and Afghanistan. It appears sadly like an inevitability that this would be in a video gaming.

Response from electronic arts

The game is by Electronic Arts, and this version of “Medal of Honor” is the first not to take place in World War II. EA’s PR Representative, in AOL News, said that the video game play is no different than how kids play. Cowboys face off against Indians, cops against robbers, and in the re-boot of the video gaming series, in multiplayer mode “someone’s gotta be the Taliban.” Opponents also observe that Word War II is removed from modern history by a long time, and thus games in which individuals could be Nazis in multiplayer are less harmful as a result.

It is merely a video game

You will find two universal outcomes to any controversial video game. First, some individuals get offended and raise a great ruckus. Second, the video game sells a lot of units, if anyone can recall “Grand Theft Auto” or the first “Mortal Kombat,” for instance. It was inevitable that a video game of this sort had this exact feature. Steven Spielberg really helped to create the first “Medal of Honor.” That first video game had some multiplayer characters that were interesting also. Players could wage war as a German Shepherd, William Shakespeare or a Velociraptor. Remember, this is the game where you can kill Nazis as a dinosaur, so maybe you shouldn’t take it too seriously.

Further reading

AOL News

aolnews.com/nation/article/new-video-game-will-let-you-play-as-the-taliban/19588413

Guardian

guardian.co.uk/technology/gamesblog/2010/aug/23/liam-fox-medal-of-honor-ban



Sunday, August 29, 2010

Farmers in Missouri and Kansas get U.S.D.A. emergency cash loans

Farmers in Missouri and Kansas get U.S.D.A. emergency loans

The weather this summer has been detrimental to farmers within the lower Midwest. Flash flood damage left the area around Kansas city in a disaster state and help is coming from the U.S.D.A.. Emergency loans will be made available for any farmers in certain areas that need some advance cash because of damaged crops. The loans can be filed to receive within the next few months. The loans rate of interest has been determined. The rate is low. Excessive rainfall and a brutal tornado season have caused extensive damage throughout the Midwest.

Heavy summer rains

Extensive rainfall has occurred throughout the Midwest. The Oklahoma tornadoes and Milwaukee floods have been really bad as they were storms from the Gulf region to the Great Lakes. Areas around Kansas City have been seriously damaged as well. The U.S. Department of Agriculture announced six of seven counties within the Kansas City, Mo., metro area natural disaster areas, and those counties could use some cash now to help rebuild.

Farms severely hurting

Farmers within the region had the summer crops were severely affected by weather throughout the year. According to the Kansas City Business Journal, wind, rain, and flash flood damage has wrecked a good portion of this summer’s crops, and emergency cash loans can be made accessible. Farmers wanting low cost loans can apply for them. This is going through the Department of Agriculture. 100 percent of losses could be covered with the 3.75 rate of interest. Farmers can borrow quite a bit. The max is $ 500,000. Oklahoma has 47 counties considered in disaster when 55 counties in Missouri are announced disaster. This doesn’t contain the six from Kansas City.

Mother Nature taking money away

It has been said more than once that Mother Nature could be a cruel mistress. Too much rain and wind can wreak havoc in agricultural areas, and that can leave farmers — the individuals who make certain all of us can eat — in need of payday cash that is harder to come by these days.

Discover more information on this subject

Business Journal

bizjournals.com/kansascity/stories/2010/08/23/daily12.html



Primary has Tea Party losing to John McCain

There is a secret. Learn new tricks as an old dog. John McCain’s main goal recently was to beat J.D. Hayworth, from the Tea Party, in the Arizona Republican Primary elections. McCain sure knows how to campaign, although he is not the only one with a comparable candidate. Hayworth can have to wait six years to run again after losing the primary. The Tea Party stuff is what everybody wants to learn about. That is why the Alaska Senate race and Florida Senate race are so closely viewed. Resource for this article – John McCain beats Tea Party candidate in primary by Personal Money Store.

Tea Party not as strong as McCain

A fight was being brought by the defeated Republican candidate from the last presidential election, Senator John McCain. J.D. Hayworth is a previous congressman at the moment running under Tea Party as a republican. He hoped to get, along with other candidates that are anti-incumbent, the Senate seat this year. Hayworth ended up showing his hostility toward the Washington establishment. This didn’t help him at all. 60 percent of the vote went to McCain. That means Hayworth only received 30 percent of the vote. Of course, John McCain did spend about $20 million on campaigning, and he changed his prior tune on immigration, as outlined by CNN. Democrats do not stand a chance this year.

Three options for Sunshine State Senate

Florida might be interesting this year. The election results for 2010 might be different. Governor Charlie Crist is running as an independent. The Republican candidate, and also a Tea Party heavy, is Marco Rubio, a member of the Florida legislature. Kendrick Meek upset Jeff Greene following the Democratic primary ended. Greene self-financed his campaign but failed to capture the primary.

Then there’s Alaska

The home state of Sarah Palin also has a closely viewed election for the U.S. Senate. Longtime incumbent Lisa Murkowski faces a challenge within the Republican primary from Jeff Miller, a Tea Party affiliated candidate who also has an endorsement from Sarah Palin. Miller leads by just a very miniscule amount. Tea Party candidates are thus far somewhat successful in primaries, but the true success can be determined in November.

More on this topic

CNN

cnn.com/2010/POLITICS/08/25/tuesday.primaries/index.html?hpt=T2



WikiLeaks posts additional top secret paperwork this time around from Central Intelligence Agency

WikiLeaks is not a preferred site of the United States government, as they posted some sensitive materials pertaining to the Afghan war. Though WikiLeaks maintains it would never release any info that could put soldiers in danger, the release of somewhat sensitive paperwork has continued. An additional release from the site is quite interesting. It is a Cia record exploring how the U.S. exports terrorism. The Central Intelligence Agency and the Pentagon insist the record is essentially harmless, however aren’t thrilled with its publication. Post resource – WikiLeaks scandals continue with leak of Cia documents by Newystype.com.

WikiLeaks releases Top Secret Cia report

As outlined by CNN, there is a new post via WikiLeaks. The subject was previously a classified record from the Central Intelligence Agency. The report explores possible exporting of terrorism by the U.S. through foreign policy and other avenues. It is entitled “What if Foreigners see the United States as ‘Exporter of Terrorism?’”. How was it found? No one knows. Examples are highlighted such as the Irish Republican Army receiving aid from Irish Americans, Jewish-American support for extremist Israeli terrorist groups and so forth. The file is mostly about potential fallout. The primary concern is what could happen if other nations see the United States of America as an exporter of terrorism.

Perfectly normal for Red Cell

The document was created by a division of the CIA called Red Cell. Basically, that report is the work of Red Cell. The policy and statements of the United States is examined, and Red Cell plays devil’s advocate. More or less, the job of Red Cell is to look at things from a different point of view. The Pentagon is not happy about the leaks, and also the Central Intelligence Agency isn’t really either. Authorities have admitted the record poses no serious threat however that all files from the Defense Department or Cia should be removed and returned.

WikiLeaks top shot in deep trouble

Founder and editor of the site, Julian Assange, is no stranger to being at the center of controversy. Recently, he was arrested in Sweden for rape. Since he wasn’t in Sweden at the time, the arrest was in absentia. The judge presiding over the case dropped it the day after they were filed. Assange has attributed the charges to a smear campaign against him by offended governments conspiring with European lawful authorities. He has been in legal trouble for hacking in Australia, his home country.

Further reading

CNN

edition.cnn.com/2010/US/08/25/WikiLeaks.central inteligence agency.release/?hpt=Sbin#fbid=QdDzKvaTDgY and wom=false

WikiLeaks

file.WikiLeaks.org/file/us-cia-redcell-exporter-of-terrorism-2010.pdf



No longer hot-air is soon going to be the head line

Helium is fun for voice changing at parties, but it has numerous more uses that are exceedingly important. From solar telescopes to rockets and MRI cryogenics to deep-sea diving, helium is a vital, non-renewable resource that many take for of course. Regrettably, most people only know that it is great for filling birthday balloons, so long as it is cheap. However it might not be cheap for long, reports The Independent – helium supplies are fading fast. Helium pricing will fly high as the supply floats out of Earthly existence. Post resource – The world is almost out of helium – be very afraid by Personal Money Store.

Running out of helium may have significant repercussions

In 1996, Congress voted in favor of the Helium Privatization Act – and America’s supply has dwindled at a high rate of speed ever since. Because it is so cheap to get helium, supplies have depleted at an alarming rate. The 1996 law also calls for that all the helium in the United States National Helium Reserve near Amarillo, Texas, be sold by 2015, regardless of market price. The deck is stacked against helium for the rest of the world, too.

The reason why so serious, helium?

Cooling MRI machines with liquid helium have been customary in hospitals for some time. Anti-terrorism forces use helium for their radiation monitors and infrared detectors. If that’s not serious enough, nuclear facilities need helium-3 isotopes for safe operation. Wind tunnels require garden variety helium. Helium is good for safely cleaning rocket fuel tanks, which NASA loves. It could all be gone in 25 to 30 years, as outlined by experts in the know about helium.

According to Nobel laureate and Cornell University physics professor Robert Richardson, “Once helium is released to the atmosphere in the form of party balloons or boiling helium, it is lost to the Earth forever”.

Where do we get helium?

Nuclear fusion from the Sun and the slow radioactive decay of terrestrial rock are the two means by which helium is made. We get helium from the rocks. It can’t be created in any artificial fashion. Since it is taken 4.7 billion years for natural decay to produce the Earth’s current helium supply, waiting around for the planet to make more is not an option.

A rare special for only $ 100 a balloon

Raising the price of helium considerably is Prof. Richardson’s solution. If helium becomes 20 to 50 times more costly than the current rate (15 cubic feet of helium cost about $40 in 2009), motivation to recycle the gas would greatly increase. Thus, expect that a helium-filled Mylar balloon could cost as much as $ 100. There is no other way.

More on this topic

Helium Privatization Act

helium.com/items/874929-understanding-the-helium-privitization-act-of-1996

The Independent

independent.co.uk/news/science/why-the-world-is-running-out-of-helium-2059357.html

University of Denver study on helium

mysite.du.edu/~jcalvert/phys/helium.htm



Friday, August 27, 2010

Rising bacon prices helps economy

Rising bacon prices helps economy

$ 6.30 is what you are looking at paying when trying to purchase a pint of beer in Europe due to a Russian wheat crisis and harvest troubles that have been happening. But here’s something to really take the sizzle out of your day: bacon prices are stampeding onward and upward. Last year bacon prices were cheaper. CNBC says the price went up 20 percent. Any person who likes their bacon each and every morning is surely upset by this although the U.S. economy is doing better with this rise in price.

Getting bacon can cost $ 4 per pound

The Department of Agriculture has given their opinion on the situation. It feels the rise in price is because there is a supply-and-demand curve that has to be met. The recession has caused more to get rid of their pigs. Tomatoes are at the moment ripe, so BLT sandwiches are a hot item – and thus there’s a need for more bacon. Obama’s Next Crisis,” is what the National Review calls it right about now.

Economy benefits from this sad story

The National Review was all upset about the bacon issues. It forgot to mention all the good things to come from it. This means that more people want to buy luxury items such as bacon. Luxury items are only bought when individuals feel comfortable. This means the economy is likely to get much better. It was said by Rich Nelson of Allendale, Inc. that “They may not be getting steak rather than hamburger, but they will put bacon on their hamburger or other things.” This is good news.

Bacon tends to be in more items at restaurants because of this.

More fattened through demand

Demand has caused many of the pig farmers to pick up some more for the herd. Hog tends to be the most picked up thing. Nelson feels like prices will go down. This should happen by mid-2011. Fat on generic brands of bacon abound meaning there is less meat left after losing the fat. More individuals are buying the generic brands. According to Jason Mosely of Mr. Baconpants, “Your BLT deserves the best bacon you are able to afford!” despite the fact that most know the economy must be recovering as a result of greatness of bacon, including CNBC’s Heather Lauer. Hopefully this means that most plan to celebrate International Bacon Day patriotically. It is September fourth. This really is the case.

Further reading

CNBC

cnbc.com/id/38725523/

The only problem with bacon is that it makes you thirsty… for more bacon.

youtube.com/watch?v=CaK9bjLy3v4