Several years of economic hardship have instilled an instinct for hard bargaining among Americans. However, difficult economic times have an impact on sellers as well as buyers. Businesses in home repair, automobile repair and even health care will give up a few dollars to get your business. Source for this article – Negotiating for better deals a talent learned from the recession by MoneyBlogNewz.
Getting your healthcare bills negotiated
It’s easy negotiating medical bills. Doctors and hospitals do it often. As people lose their health insurance and are forced into lesser coverage, bargaining with patients is becoming more common. Lots of times, procedures have different rates based on who pays for it. Medicare, Medicaid and private insurance companies can be charged differently. Patients are easier to work with than bill collectors for Doctors and hospitals. It’s easy to negotiate a better bargain. Go to the doctor to do it though. Make an offer that cannot be refused. Try quickly, upfront cash. Make a counteroffer to any quote given by the hospital. It’s easy to find the going rate for healthcare procedures in different regions of the country online.
Getting your auto repairs negotiated
Consumers bargain with car dealerships often. It’s common practice. So why not do the same with auto mechanics? Take a look at the auto repair estimate and ask if aftermarket parts could be substituted for original equipment. You don't have to do what the mechanic states. Car mechanics carte blanche does not have to be followed. Some of the items on the estimate could possibly be eliminated outright. Asking question like "do I need a tune up" could be bad. This is because it makes you sound uncertain. Without an emergency automobile repair, it doesn't have to be fixed right away. Look around for a much better deal on it. Use the Internet. Try to find car repair estimate databases. Before you drop off your auto, make sure you know what work could be done.
Finding a way to pay less for home repairs
Contractors in the home are well known for inflating the original estimate with costly change orders. Get the home repair contract signed before you pay anything. Make sure bids and references are all checked. You need to make sure you prepare for troubles. Make sure there is a spending budget for these additional expenditures. Each payment in the contract should rest upon a particular degree of progress made on the project. Until all work is made, 15 percent of the total repair contract should not be paid as a final payment.
Citations
New York Times
nytimes.com/2009/03/14/health/14patient.html
Supermechanics.com
supermechanics.com/learn/negotiate-auto-repair-estimates
Suite 101
suite101.com/content/how-to-save-money-on-home-repairs-pt-2-a122548
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